how much is insurance

[puregreen345]

how much does basic insurance usually run?

[rfed32]

just got contractors insurance...1000 bucks for the year...1mil liability and that covers one truck and my equpt. this is good for plowing residental and being a sub for commercial

[Grn Mtn]

For what? There is nothing simple about commercial insurance. My insurance coverage paperwork is in a 1" freaking 3-ring binder:dizzy:

Mine covers my equipment, stuff that I rent, and the big one--commercial plowing. 3k for the year. Don't commercial plow and it would be in half.

FYI, depending on what you have written up it can take a while. Mine took about 2 months.

[MMLawn]

At 17 it'll cost you nothing because no one can insure a 17 year old because you can't sign a legally binding contract prior to 18. So, you'd have to get your parents to get it in their name. The cost will depend on a vast number of things and could run as little as $300-$400 or as much as $2000.

[tiedeman]

I agree with Mike, I think that the lowest I ever paid was around $585, and it can run up into the thousands depends on what you are doing, what is covered, you annual sales, etc.

[GrasshopperLC]

I pay $550.00 per year for $1 mil coverage

[justinslawncare]

$2000 and that covers truck all equipment liability and workers comp up to $5000 for one employee