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View Full Version : My insurance quote


24ON48OFF
03-29-2006, 07:54 PM
I was very happy when I got my insurance quote today. $300,000 with a limit of $600,000 a year for $391.00 a year. From other quotes I have seen on here I was amazed at how low it was.

StBalor
03-29-2006, 08:27 PM
Don't be amazed yet. Most of the quotes they are talking about on here are for 1,000,000 and 2,000,000 in coverage.

24ON48OFF
03-29-2006, 08:33 PM
Don't be amazed yet. Most of the quotes they are talking about on here are for 1,000,000 and 2,000,000 in coverage.
I have seen several for $100,000. This should be plenty for me. Saw one the other day for $10,000,000 that is some serious coverage!

grandview (2006)
03-29-2006, 08:43 PM
I had to bump mine up to 2mill. for the D.E.C. for pesticide appls. cost me 1,000.00 for the year.

24ON48OFF
03-29-2006, 08:51 PM
Irrigation and anything that involves chainsaws and ladders ups the price too.
I guess they figure chainsaws and ladders dont mix wellpayup

Fantasy Lawns
03-30-2006, 03:30 PM
Most liability quotes factor in the number of employees or yearly gross payroll

Just like if you have 3 cars on a policy as opposed to just 1 car ....but all have the same coverage .... with 3 cars you have more damage to cover if all 3 or 2 get damaged

5 employees have 5 times more opportunity to cause damage as too just 1