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Frontier-Lawn
05-12-2006, 11:17 PM
today i was cutting one of my clients and he comes out to talk to me. he loves the job i do but due to state-farm raising his homeowners insure from $2500yr (166.00mt) to $4700yr ($391.00mt) so he cant afford to have it mowed anymore and today was his 30 day notice. thanks to fl hurricane's now i have to worry about clients canceling due to insurance hikes. good thing i rent. my insurance is only $400yr. any one Else in fl have this happen yet. i have seen his bill so he was not full of it.
HOOLIE
05-13-2006, 12:55 AM
Honestly all Floridians should just be happy someone will still insure them at this point....

Dang I pay only $89 a month, that's on a 500k house. Of course we don't get many natural disasters up here.
Lawn Masters
05-13-2006, 01:40 AM
I havent gotten that one yet, but we'll see. at this rate, I'm thinking it would pay to simply build a total silo underground with friggin bilge pumps in the silos, and 1000 gallons of diesel for the pumps and generators for backup power during a hurricane. no insurance necessary, ya got a cat 9 storm proofed home underground.
QualityLawnCare4u
05-13-2006, 02:36 AM
Dang!! My insurance is only 505 a year but thats only a 200k house. I cant imagine paying almost 400 a month for home insurance!
MarcSmith
05-13-2006, 07:13 AM
hoolie. what we save in insurance we make up for in prop taxes...:)
CutInEdge Lawn Care
05-13-2006, 12:23 PM
Okay here is the scoop!!! Looking at my policy. We pay $183 every three months or a little over $60/month. For this amount we are insured up to $229,000 for house and $100,000 contents with a $500 deductible. Yes we had over $40,000 in damage from hurricane Charley, Frances, and their wonderful friends. We got major damage in all 5 storms but only had to pay one $500 deductible. So if the house burned down today (Knock on wood) we would recieve aprox $329,000. Now that being said I gave $74,000 for my house in 1999 and apraised this yr at $228,000. So my question is what has he added that more than doubled his premium? Sounds really odd to me. But Good Luck!!!
CutInEdge Lawn Care
05-13-2006, 12:31 PM
Oh BTW we have State Farm. His situation sounds odd but to each his own!!!
HOOLIE
05-13-2006, 12:46 PM
hoolie. what we save in insurance we make up for in prop taxes...:)

:cry: Yeah they get us one way or another...

Actually the house is not 500k itself, I said that wrong.
Frontier-Lawn
05-13-2006, 01:02 PM
on the news latst nite state farm is rasing 90% of rates in fl ands dropping 15,000 others
CutInEdge Lawn Care
05-13-2006, 04:37 PM
on the news latst nite state farm is rasing 90% of rates in fl ands dropping 15,000 others

Your statement is partially correct. Here is the link to the story for those that care.

http://www.local6.com/news/9208459/detail.html

If your going to make concrete jecture, please have a link or or a source that can be checked along with the statement made. :hammerhead:
CutInEdge Lawn Care
05-13-2006, 04:41 PM
Frontier not bashing you!!! I feel your concern being a fellow floridian. Something has to give and I fear that will be lawn service, followed by cable, AC, etc... Just dont know when the bubble will burst. Good Luck This summer, Spring is already shot for the drought.
Frontier-Lawn
05-13-2006, 04:55 PM
i was looking for a link but could not find one
CutInEdge Lawn Care
05-14-2006, 11:02 AM
i was looking for a link but could not find one

That's what were all here for. :usflag: