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Kickin Your Grass
07-04-2006, 11:55 AM
It looks like the scum of the earth caught me slipping. I forgot to put the lock on my cage(on the trailer) yesterday and I went out this morning to find one BR-420 and two FS-85's gone. They were nice enough to leave me the 5 year old BR-320. Im wondering If I should make a police report and claim it on my insurance or take the lick for having a stupid moment.

ProStreetCamaro
07-04-2006, 11:57 AM
It looks like the scum of the earth caught me slipping. I forgot to put the lock on my cage(on the trailer) yesterday and I went out this morning to find one BR-420 and two FS-85's gone. They were nice enough to leave me the 5 year old BR-320. Im wondering If I should make a police report and claim it on my insurance or take the lick for having a stupid moment.


Put the lock back on and then break it off then call the police and your insurance. :drinkup:

Coreyb
07-04-2006, 12:01 PM
you don't need a broken lock to report it or file a claim. just because something is not locked does not mean it's okay for some ******* to steal it. you have more than a $1000 of equipment gone. if your deductable is 500 you should have 500 coming back to you.

Quail Creek LC
07-04-2006, 12:28 PM
What CoreyB said:usflag: This is why we have insurance, Right???? Alway file a police report, cause you never know, they may happen to get lucky and catch the guy:drinkup:

Kickin Your Grass
07-04-2006, 02:29 PM
Stihl BR-420 SN#260439112 Purchase Date: 7/9/03 $390.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/24/05 $326.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/25/05 $326.00 w/ Tax

My deductable is $400.00. I wonder what the value will be after depreciation.

PMLAWN
07-04-2006, 02:49 PM
Stihl BR-420 SN#260439112 Purchase Date: 7/9/03 $390.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/24/05 $326.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/25/05 $326.00 w/ Tax

My deductable is $400.00. I wonder what the value will be after depreciation.

$399.99 --WILLING TO BET
Sorry about the loss..

And check your #'s you bought the same trimmer two days in a row

Kickin Your Grass
07-04-2006, 02:57 PM
$399.99 --WILLING TO BET
Sorry about the loss..

And check your #'s you bought the same trimmer two days in a row

I bought one for my self and I went back and got another the next day for my employee.

PMLAWN
07-04-2006, 03:07 PM
I bought one for my self and I went back and got another the next day for my employee.

I understand that but the #'s are the same-- get the other # if you do a report.:)

Kickin Your Grass
07-04-2006, 03:19 PM
Stihl BR-420 SN#260439112 Purchase Date: 7/9/03 $390.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/24/05 $326.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/25/05 $326.00 w/ Tax

My deductable is $400.00. I wonder what the value will be after depreciation.


Got ya! Thanks

Stihl FS-85 SN#261677374 Purchase Date: 5/24/05 $326.00 w/ Tax

Lynden-Jeff
07-04-2006, 03:23 PM
My equipment is insured for REPLACEMENT VALUE. Even if my ZTR is 10 years old and worth $500 I will get $9300 for replacement if it gets stolen :D. You should make sure you are insured for replacement and not value at the time of incident.

Cheers
Jeff

Hermanator
07-04-2006, 03:35 PM
Stihl BR-420 SN#260439112 Purchase Date: 7/9/03 $390.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/24/05 $326.00 w/ Tax

Stihl FS-85 SN#261677390 Purchase Date: 5/25/05 $326.00 w/ Tax

My deductable is $400.00. I wonder what the value will be after depreciation.

The only insurance to have is replacement insurance. Otherwise it is a total waste of money. With replacement insurance you get the exact same type of equipment brand new, no depreciation, minus your deductable!

Kickin Your Grass
07-04-2006, 04:07 PM
My equipment is insured for REPLACEMENT VALUE. Even if my ZTR is 10 years old and worth $500 I will get $9300 for replacement if it gets stolen :D. You should make sure you are insured for replacement and not value at the time of incident.

Cheers
Jeff

Where the heck do u find replacement insurance? I was always told they pay what the equipment is worth at the time of the incident.

Coreyb
07-04-2006, 04:20 PM
talk to your insurance agent. my insurance is also repalcement value. equipment insurance is different than car insurance.

DLCS
07-04-2006, 04:25 PM
Where the heck do u find replacement insurance? I was always told they pay what the equipment is worth at the time of the incident.



State Farm Insurance

WJW Lawn
07-04-2006, 05:39 PM
I'm really sorry to hear that. Id love to hear a story of someone actually catching one these scum bags! I hate hearing when one of our own---trying to make a living--gets ripped off by some piece of crap. Good luck...and Im sorry about your loss.