It feels GOOD!.....100% legal

[Grits]

Finally, I am 100% legal...feels good too. Went today and got insurance....paid up for the year. It took a while but I now have everything I need to be legit....a weight has been lifted off my shoulders. Everyone should be legal it feels a whole lot better.

[cgrappler135]

Finally, I am 100% legal...feels good too. Went today and got insurance....paid up for the year. It took a while but I now have everything I need to be legit....a weight has been lifted off my shoulders. Everyone should be legal it feels a whole lot better.

Good Job! Glad to hear it.

[Shorts]

How much....ballpark for your insurance and what type of coverage?

[Grits]

How much....ballpark for your insurance and what type of coverage?

I got 300,000/600,000 with a $250 deductible for $585 per year.

[fiveoboy01]

Good to hear it.

[Brendan Smith]

good for you.

[DodgeTruckMan731]

congrats, but i know in the back of your mind you thinking sh*t more bills to pay:dizzy: , but getting legal is definatly the right thing to do, when i turn 18 i plan on doing everything legal.

[Roger]

Dodgetruckman .... What is magic about age 18 for going legit?

Can I pick another age?

[DBL]

ins is somethign every lco needs but some neglect it for cost reasons and end up paying for it in the end

[Grits]

ins is somethign every lco needs but some neglect it for cost reasons and end up paying for it in the end

Amen Brother! It's kind of like my wife.....it's really cheaper to just keep her.

[garth1967]

well done grits.if i wasnt insured,registered or not paying taxes i reckon i would always be looking over my shoulder and plus i dont think i feel pride in my business

[J&R Landscaping]

Congrats on making a smart move! What insurance company did you go with?

[Grits]

Congrats on making a smart move! What insurance company did you go with?

My insurance guy hooked me up with American Vehicle Insurance (they insure more than vehicles). My neighbor is a construction contractor and this happens to be the same company he is insured with. He hasn't had any problems with them. So when my insurance guy told me the price per year, I told him to sign me up NOW.

[subs1000w]

does that cover any tree work

[ACutAbovesiny]

Not a bad price at all. What does it cover?

[Grits]

does that cover any tree work

Nothing beyond pruning...that I know of.....but I will find out if I feel the need to start doing any tree work...which I have considered.

Not a bad price at all. What does it cover?

Just residential....but I believe it could just as easily include commercial....something I should have asked and need to look into.
Limits of Liability include - Occurence, General Aggregate, Products / Completed Operations, Personal and Advertising Injury.

Double Aggregate: 300/600/600
100,000 fire damage limit
5000 medical payments

250 deductible

This is for Individual with no employees.

I think it's pretty decent insurance to get started with.

[garth1967]

Nothing beyond pruning...that I know of.....but I will find out if I feel the need to start doing any tree work...which I have considered.



Just residential....but I believe it could just as easily include commercial....something I should have asked and need to look into.
Limits of Liability include - Occurence, General Aggregate, Products / Completed Operations, Personal and Advertising Injury.

Double Aggregate: 300/600/600
100,000 fire damage limit
5000 medical payments

250 deductible

This is for Individual with no employees.

I think it's pretty decent insurance to get started with.




congrats on the insurance but ya might want to something about uniform mate:cool2:

[Tharrell]

Is that just for liability? If so, I think that's high.
I have a 1 mil/2 mil policy with Farm Bureau for $204.
It covers my work, res or commercial. It also covers my pesticide usage as I defined it to them. No mass spraying, only weeds in beds, sidewalks etc...
Anyway, I'm glad you got some insurance. That doesn't make you legal though. Paying taxes makes you legal.

[SodKing]

Its based on $ volume generally...we have 2 mil coverage for our company which costs about $6000/yr

[garth1967]

who cares check out that uniform:dizzy: :dizzy: :dizzy: :rolleyes: