insurance cost

[lordmaximus240]

Got new insurance, $1,000,000 liability with $10,000 equipment with a $500 deductible on the equipment for $685 ayear. I am a happy camper. What do you guys pay? No employees no workers comp.

[lawnprosteveo]

That sounds like a great rate. I think I pay almost that for $300k and only $7,000 equip. What company did you deal with?

[lordmaximus240]

its through Erie the local agent was Handley Insurance in Knoxville

[lawnprosteveo]

are they the broker that you bought it through or are they the actual insurer?

[lordmaximus240]

handley is the broker erie is the actual insurers, it saved me $500 a year

[AlleganyLawnCare]

I have an occurrence limit of $1 mil subject to a $2 mil policy aggregate. Liability coverage is $250 dedutcible. Includes theft. I pay $400 a year. It is through Frederick Mutual Insurance Co. out of Frederick, MD

[dennys-lawn]

$1,000,000.00 General Liability, $1,000,000.00 Equipment =
$2,000,000.00 Aggregate policy. $750.00yr with no deductible. Rate is based on sales. Don't have the % handy.

[WJW Lawn]

Denny...Im digging the logo!

[ED'S LAWNCARE]

1 mill liability 50k equiptment 500 year after the first year

[dennys-lawn]

Thanks WJW. Did it my self.

[Turfdoctor1]

You guys that have posted on this thread, are you mowing companies or pesticide or both or what?

[Armadillolawncare]

Man I wish I could get those prices. Everything I find here in Texas is in the $1000.00 price range for 1 million in liability only. I would love some recomendations if anyone knows who I could go thru here in Texas for less.

[Grashopper]

Denny and Ed, can you give the names of your ins. companies?

[CGC]

Just priced it for this year. Solo = $300,000 liability, $250 deductible for $200 per year.