Insurance quote

[Lawnut101]

Hey guys, I got some quotes from my parents insurance company. Here they are.

General liability: $350 a year for a maximum of 2 million coverage (1 million per man). No chemicals are covered. Not even roundup or anything. How's this all sound to you guys? I thought it was fairly cheap. I just wonder if it will be a hassle if I get licensed to do chemicals switching companies. Another one may be a ton more.

Workmens comp: $700 a year. (not sure about the coverage, how much per employee.)

Thanks for your help,
Brant

[Lawnut101]

Nobody wants to help out? Any advice is apperciated.

[echeandia]

The liability sounds very reasonable. Make sure you get coverage for your equipment also.

[Lawnut101]

The liability sounds very reasonable. Make sure you get coverage for your equipment also.

They said that the plan would cover my equipment. Thanks for the reply echeandia. I just wanted someone elses advice.

[prizeprop]

Check with another carrier.Your minimum should be 4 catagories.Mines set up:1. Commercial general liability, 2. commercial umbrella 3. commercial auto, 4.workmans comp, 5. inland marine. Thats the way my last two ins co did it.

[Lawnut101]

Check with another carrier.Your minimum should be 4 catagories.Mines set up:1. Commercial general liability, 2. commercial umbrella 3. commercial auto, 4.workmans comp, 5. inland marine. Thats the way my last two ins co did it.

Hmm... I really don't know what some of those mean. My dad will though. Thanks for your help. I'm definitely gonna get some more quotes.