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Mr.Hurry
09-19-2007, 03:17 PM
Do you have to have insurance in Florida to mow?How many times a year do you figure on mowing an account(no irrigation)?

All_Toro_4ME
09-19-2007, 03:43 PM
Check your state's insurance department website or you might try calling them. The other question I can't answer because we have had record amounts of rain this year so mowing has been above normal and excessive since early spring.

KTO Enterprises
09-19-2007, 04:16 PM
Do you have to have insurance in Florida to mow?

Probably not but its really stupid not to have it.

jbannick18
09-19-2007, 05:00 PM
Well for commercial accounts you need liability but you COULD do residential without. I myself am in Florida and am finally gonna get liability so i can do commercial. Its worth it though

Mr.Hurry
09-19-2007, 10:22 PM
How much does liabilty insurance , and what company do you recomend?

jbannick18
09-19-2007, 11:25 PM
Well I don't know what site I used but its one that matches you up with insurance, try doing a google search. I believe its Prime Insurance Solutions, im still waiting on paper work. I got 587 a year for a 300k liability plan with 6000 in equipment with a 500 deductible. need to put 25% down then i pay 53 a month, 6 extra cause i spread it out over 9 months. hope this helps

jbannick18
09-20-2007, 01:09 AM
Ok so i found out who it is its National Group Insurance. You can look up Safeco insurance, they quoted me about 100 cheaper but they don't insure your equip.