New INS. Company Saved Me BIG $$$$$

[Albery's Lawn & Tractor]

Well I got tired of our old Insurance company going up on my rates when I had never had a claim in the 5 years I had them. So today while waiting on a few storms to pass I got the phone book out and started calling around. The first 4 calls had even worse rates ($850 a year for $300K of Commercial Liability). But I decided to call my homeowners INS just to see what they could offer. With Farm Bureau I now have $1 Mil in Commercial Liability for ONLY $201 a YEAR with NO Deductable!!! Now I am a solo opp so that saves alot but I was paying nearly 4 times this for half the coverage. Sorry, just feels good to finally save money.

[Tim Wright]

That does not sound right.

Tim

[cpel2004]

It almost sounds too good make sure you read you policy to make sure its apples to apples. Farm bureau offer great rates too bad they dont offer Commercial Liability here in S. FL

[Albery's Lawn & Tractor]

That does not sound right.

Tim

Thats what I thought too til he showed the paperwork and everything checked out. He said it helps some that I have 4 other Ins policies with them.

[Richard Martin]

They'll get the remainder of the policy premium next year after they do their first audit.

[NC Greenscaper]

Well I got tired of our old Insurance company going up on my rates when I had never had a claim in the 5 years I had them. So today while waiting on a few storms to pass I got the phone book out and started calling around. The first 4 calls had even worse rates ($850 a year for $300K of Commercial Liability). But I decided to call my homeowners INS just to see what they could offer. With Farm Bureau I now have $1 Mil in Commercial Liability for ONLY $201 a YEAR with NO Deductable!!! Now I am a solo opp so that saves alot but I was paying nearly 4 times this for half the coverage. Sorry, just feels good to finally save money.

Thats a real good price. My policy with FB is 450. for the same amount of Ins. I just had my ins. audit. My policy rate is based on my payrol.

[Albery's Lawn & Tractor]

Since I'm Solo my agent told be it would go by just the standard payroll of $17,500 until I get FULL-TIME employees. I am also under Lawn Maintance rather then Landscaping, even though it states in the policy that I am covered doing installs.

[richallseasons]

be happy with the savings while you can, just as soon as you start making more money and you need employees that boost your payroll your new insurance is going to put their hand out and ask for more, more, more..........

[topsites]

They'll get the remainder of the policy premium next year after they do their first audit.

Could be a 6 month term as well.

[DreamtheGreen]

Definately 6 months. Cux you should have a $1 mil coverage if your using zero turn riders. Better check into it. I tried going with a $500 coverage and 2 agencys told me No.

[Team-Green L&L]

All I know is that Farm Bureau has always had the cheapest premiums around. That's a FACT, not an opinion.

[JJG84]

Team-Green, can you provide me a link to more information on Farm Bureau?