View Full Version : Best companies/rates for liability insurance for pesticides?

Barefoot James
02-04-2008, 02:16 PM
If you donít mind sharing what are the best insurance companies (and their rates) to get pesticide insurance from? My state requires 1,000,000 general liability and I have got several quotes from $1200 a year to $3200 a year. Iím currently under State Farm and pay $212 a month Ė do I have better options? What company is known to understand our industry and support it with fair pricing/policies? Iíd like to save some money!

02-04-2008, 03:22 PM
I am with Farm Family. State Farm won't even insure me on Long Island. I'm just a solo, but ball park numbers from Farm Family is $840 1 mil liability, 5k for equipment (theft) and another $150 for pesticides. In order to be eligable, I had to join the Long Island Farm Bureau, ($80) but that has some fringe benefits of it's own, like elective group health insurance and whatnot.

02-05-2008, 12:42 PM
Do a search on this site. Its been discussed at length.

02-05-2008, 12:51 PM
Call Erie Ins. James. I think they're hard to beat.

02-05-2008, 06:56 PM
Find a company that can shop around for you.
Whiteys price is right in line with what i am paying for the same coverage.

02-06-2008, 09:56 AM
Erie Insurance has great rates. I pay something like $360 per year which includes the coverage you listed and they cover chemical applications.

02-06-2008, 10:47 AM
I just got a quote yesterday from my insurance guy from Erie Ins 2mil coverage under 700 a year for liability. Also got a cheaper one from Ohio Ins for 550 a year for 1mil. Those companies are supposedly the best at insuring people in our business.

02-06-2008, 11:36 AM
You guys have any links for these companies. Erie, Ohio, Etc.?

02-06-2008, 03:09 PM
You guys have any links for these companies. Erie, Ohio, Etc.?

Just do a search for "Erie Insurance". When you get to their website you can find the local agents near you and contact them.