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Turfrific
03-30-2008, 01:06 AM
need liability sister already has it for her janitorial job. my question is would it be cheaper for me to just be added.

Mark Bogart
03-30-2008, 01:15 AM
need liability sister already has it for her janitorial job. my question is would it be cheaper for me to just be added.

Your dealing with a totally different business. Insurance rates are different for each one.:nono:

Turfrific
03-30-2008, 01:41 AM
you sure? she said she had to get 1mil in liability just like on here.

Raven386
03-30-2008, 01:48 AM
it will only cover her janitorial business. not your lawn care business.

Mark Bogart
03-30-2008, 01:49 AM
Yes I'm sure. That 1 mil in liability covers HER business. You are dealing with two different types of businesses. Insurance rates are based on what type of business you are running.

Raven386
03-30-2008, 01:55 AM
If you want to try it... go for it. When you shoot a rock through a window just say that she cleaned too hard :laugh:

Turfrific
03-30-2008, 02:01 AM
no, i mean what if i got added told them wanted the lawn business added, think it would be cheaper on me then if i got my own.

Turfrific
03-30-2008, 02:02 AM
like a multi-family business

Raven386
03-30-2008, 02:13 AM
no. they probably wouldnt let you be under the same policy... like what has been said, its a different classification,different insurance completley. it wouldnt hurt to ask, I dont know why you are asking us anyways... we are not your insurance guy. Just call him ask, and then get a quote for your policy. Im paying 412 a year. so its not that expensive.

Turfrific
03-30-2008, 02:42 AM
yah i was just thinking that about the asking part, im sure they could tell me.thanks anyways

LushGreenLawn
03-30-2008, 09:14 AM
The only way thats going to work is if your sister owns the business, and renames her business something like "Whatever Janitorial and Lawncare" and makes it so its the same business. Even then its a longshot.

Turfrific
03-30-2008, 11:56 AM
exactly it has been called houston building service for 40 years,thing is only my sister now with one contract. $800.00 a month 3 days a week for 1 hour. need to talk to the insurance agency.