View Full Version : Insurance

08-13-2008, 05:26 PM
Just a quick survey.....Do you have liability Insurance? If so how much coverage and what is your premium.
Thanks Just curious to see what is out there.

Big C
08-13-2008, 06:49 PM
Yep....1 mil GL....$600 a year

08-14-2008, 06:55 AM
One Mill, plus $25K in equipment coverage for about $750/yr.

08-14-2008, 09:25 AM
1 Million coverage includes equipment coverage and pesticides. Less than $400 per year
through Erie Insurance. Also have a second policy from Farm Bureau I need to cancel. They would not cover pesticides and it is $300/year.

08-14-2008, 12:02 PM
1 million coverage, coverage for pesticides, and my Zero Turn Specifically (No other tools are covered) for $471.

08-14-2008, 04:07 PM
1 Million coverage $557.00 per year.. Amount doubles for every employee i hire that i pay 15,000 per year or more.

08-14-2008, 04:13 PM
It is based on either employees or payroll. The more that you have, the higher the cost of the insurance. One guy should get $1,000,000 for about $350 -$450 per year and the equipment will be a little bit more. If you are running five employees full time, it will be a lot more.

DA Quality Lawn & YS
08-14-2008, 04:24 PM
500K limit, $135 annual thru Grinnell Mutual. Solo op here, no employees, GL only.