View Full Version : Who do you use for insurance?

12-09-2008, 08:46 PM
I just got a quote for insurance $1,643/year for $1,000,000 liability and 25K property insurance. This seems high to me and was wondering who yall used?


12-09-2008, 08:48 PM
Hartford. A little under 550 a year for a million

david shumaker
12-09-2008, 08:52 PM
State Farm. About $600.00.

12-09-2008, 09:12 PM
Erie was the cheapest (and best, cheapest isn't always better, compare apples to apples) for me. I dont have concrete numbers right in front of me, but I was able to get 1M + 1M umbrella (2M total) for less than I was paying for 1M at my last provider. Another plus: I have my liability, Workers' comp., Commercial vehicles and umbrella policy all through them, and write one check per month for all my insurance. Previously I was writing 3 different checks per month to 3 different companies.

12-09-2008, 09:14 PM
Farm Bureau. $1,000,000 policy costs me $300/year.

12-09-2008, 09:21 PM
farmers $300 something for 1 mill and $10,000 property

12-09-2008, 11:44 PM
we have Farm Bureau also, but they base the premium on the payroll, the more payroll the more the general liability costs.