Is 700.00 a good price for General Liability?

[LouisianaLawnboy]

Title pretty much says it all.

[Alpha Property]

how many million coverage is that for?

[LouisianaLawnboy]

1 Million Dollars of Coverage

[Alpha Property]

its a little under what i pay up here, but i got the hole age thing goin aganst me

[lawnpro724]

I pay $350.00 a year for 1million in liability coverage which includes $5000.00 in equipment damage in case something happens when were out.

[Alpha Property]

i pay out the ass for insurance, for the general liability, truck with business use, the trailer, all the equipment and "snow removal with off road classed equipment" (i cant put a plow on my truck) is close to $500 a month

[LouisianaLawnboy]

This doesn't include the vehicle.

I just turned 18 this month Alpha.

Lawnpro724 who are you with? Do you get any kind of discounts?

[All Season Lawn Care]

Give Indiana Insurance a call they give us great rates for liability

[2low4NH]

mine is 1350 a year with no coverage on equipment and thats only a million in coverage

[davis45]

My coverage for 1mil, covering 3 ZTRs, 2 trailers, hand tools and everything is under $400 a year.

[LouisianaLawnboy]

Whats the number All Season? Anybody in particular?

[LouisianaLawnboy]

I called and the lady only asked what kind of business I was in and I told her Lawncare and then she got me a quote for 682.00 for 1 million dollars.

[lawnpro724]

My coverage for 1mil, covering 3 ZTRs, 2 trailers, hand tools and everything is under $400 a year.

Prices in other parts of the country seem to be very high compared to IL. My business is insured with Pekin who do you have your insurance with?

[Big C]

When I call around shopping for GL insurance, I got quotes ranging from $350 to $1200 a year for 1 million policy, another $500 for equipment coverage. I currently pay $620 a year for 1 mil.

[lawnpro724]

This doesn't include the vehicle.

I just turned 18 this month Alpha.

Lawnpro724 who are you with? Do you get any kind of discounts?




My business liability policy is with Pekin and the more experience you have the less you have to pay. I have been in this business for almost 20 yrs.

[Allens LawnCare]

mine is 1350 a year with no coverage on equipment and thats only a million in coverage

Call Utica First Insurance Company, I went through allstate and they connected me with these guys, 1mil/2mil for $374 a year

[CRM Lawncare]

The last time I renewed two years ago I paid $249.00 for $1 million liability with no equipment coverage. It was thru and independent rep with Erie Insurance.

[djagusch]

Don't these insurance company's go by x amount per thousand of sales? That's how my agent quote's it. So you may be comparing apples to oranges for each company.

[LouisianaLawnboy]

I don't have Pekin here in Louisiana.

[davis45]

Prices in other parts of the country seem to be very high compared to IL. My business is insured with Pekin who do you have your insurance with?


American Family. Had my first claim this year and nothing happend to my rates either.

[TMlawncare]

Give Indiana Insurance a call they give us great rates for liability

Not to highjack the thread but that is an amazing back blade on your truck. About how much would one of those cost a person.

[Fleur De Lawn]

Louisianalawnboy who gave you the quote. I paid 950 last year for 500k. I just got a quote today for 936. So tell me who the hell to call to save 300 bucks(or 150lbs of crawfish). Man I can't wait to get that first taste of the year.

[sandy creek]

I just paid mine up for the year and it was $916 for 1 mil. with equipment coverage. That was with Blumberg & Assoc. in Baton Rouge, I got to get the name of ya'lls guy for $620 and $700!

[lawns Etc]

Different states have very different rates

[brentcausey]

Louisiana Lawn Boy, what part of LA are you in?

There's a company in Ruston called "Louisiana Insurance" who is handling mine.

send me an e-mail brent.causey@btg-llc.com and I'll hook you up with their info.

[LouisianaLawnboy]

I forgot the name of the company and lost the number. I know where it is in town though. I live in New Iberia. I talked to a woman named Michelle.

I can't wait for crawfish too.