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meets1
09-06-2010, 10:50 PM
What are you guys paying? I have a family of 5 - myself, wife and 3 little boys ages 2,4,6. Were dropping a few things, adding a few things and insurance premiun will actually go down. Curious what you guys have, how much / month you pay and how many on a policy?

mikeslawnlandscapeohio
09-06-2010, 10:52 PM
I have my daughter(2) and myself on a ploicy and it costs $150.00 per month. it is thru anthem blue cross

meets1
09-06-2010, 11:43 PM
Smoken - thats cheap. What deductible are you running. I am in the $1000 range now - need to change something - increase the deductible etc. I have a $500 deduct now, and pay 10%, $20 co-pay and $5 for med's. I could afford to increase all that to lower our monthly prem. cost.

mikeslawnlandscapeohio
09-06-2010, 11:46 PM
I have $5000.00 deduct. That way it costs me less per month and if something major happens, it wont cost me to much.

thom
09-08-2010, 10:52 AM
I have $5000.00 deduct. That way it costs me less per month and if something major happens, it wont cost me to much.

How old are you?
I am 54,and am paying $330.00 month and have a $5000.00 annual deductable.MY policy is thru United health care.

stevenf
09-08-2010, 07:34 PM
I am 22. With a 2,000.00 deductable my insurance is $88.00 a month. It doesnt cover any medication.
FYI, for thoughs that dont know(I just found out because I just started paying medical insurance) Medical insurance can be used as a tax writeoff if you are self employed.

davis45
09-18-2010, 04:41 PM
22 years old, just myself is $87 and some change. Blue Cross with a $1000 deductible. Hardly covers anything but saved me alot of money when I cut the tip of my pinky off. :laugh:

thom
09-18-2010, 07:19 PM
22 years old, just myself is $87 and some change. Blue Cross with a $1000 deductible. Hardly covers anything but saved me alot of money when I cut the tip of my pinky off. :laugh:

welcome to the short finger club.I joined that club in 1976 at the ripe old age
of 20.baptism by lawn mower.I remember it like it was yesterday.

davis45
09-19-2010, 01:27 PM
welcome to the short finger club.I joined that club in 1976 at the ripe old age
of 20.baptism by lawn mower.I remember it like it was yesterday.

haha! They ended up saving mine actually, but one knuckle on that finger does not work and no finger nail. I was lucky, it was about -10 degrees out and I had gloves on. Hurt pretty good until I went inside, warmed up and took my gloves off, saw the tip of my finger hangin by the skin and it started to hurt very very badly.

thom
09-19-2010, 05:54 PM
haha! They ended up saving mine actually, but one knuckle on that finger does not work and no finger nail. I was lucky, it was about -10 degrees out and I had gloves on. Hurt pretty good until I went inside, warmed up and took my gloves off, saw the tip of my finger hangin by the skin and it started to hurt very very badly.

the event was relatively painless,being in shock helped I think.the doc took pieces of the severed finger tip and did a graft on what was still attached to my hand.
the most painfull part was when the doc peeled the scab from live finger tissue.you could hear me yelling a mile away.

davis45
09-19-2010, 06:12 PM
I hear ya there. Not something I want to go through again, thats for sure.
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Az Gardener
09-19-2010, 06:32 PM
This topic was discussed in a political thread a while back. Some states and their stupidity have made it very expensive in some states by requiring a lot of BS to be included in all policies whether you want it or not so it is difficult to compare over state lines. For the record I have 6 on our policy similar to your kids ages I just have one more child a little older. We pay just under 700 with a 1-K deductible.

meets1
09-20-2010, 10:31 PM
I keep looking at options but gee - skies the limit with deduct, prem's, this covered, that no.

I told one insurance guy so what your saying is ....I mow your lawn with your mower - charge alot, mow with a 21 and charge a little less, mow with a Z and normal rate but that does not include................

He didn't understand either!

domain311
09-23-2010, 09:08 PM
5 under policy=$1,600.00 per month for me..a lot of options out there as anyone that has shopped will know, but anything less either had high deductibles, more co pays, or less availabilities of doctors, etc....freakin killing me though...its basically gone up 200 a year for the past 3 years.

CLS LLC
09-26-2010, 03:43 PM
I am 22 and pay $48 per month. I have a $5000 deductible and it covers pretty much nothing. I haven't been to a doctor in about 7 years so this works well for me.