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View Full Version : NJ Snow Plow Insurance Doubled?


4-Seasons
01-05-2013, 10:37 AM
My seperate policy for plowing has doubled since last year. Whats going on?

jc1
01-05-2013, 11:22 AM
Ours is up also. Most likely related to costs form bs law suits from the last two bad winters.

Guzzo856
01-05-2013, 08:16 PM
Mine went up 70% , with no change
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Pietro
01-05-2013, 08:44 PM
Contact njm insurance. I. Added my plow to my commercial auto and they consider it part of the truck. Damage done by the truck is covered. I dropped my general liability on the plowing.
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jc1
01-05-2013, 09:50 PM
It's not damage to or by the plow that's the problem. It's the liability if someone slips and falls. So in effect you have no insurance for the work you perform.

4-Seasons
01-06-2013, 10:41 AM
Contact njm insurance. I. Added my plow to my commercial auto and they consider it part of the truck. Damage done by the truck is covered. I dropped my general liability on the plowing.
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So basically your uninsured?

McFarland_Lawn_Care
01-06-2013, 10:53 AM
How big is your snow operations? Mine went up as well, but only because their minimum snow policy price increased. It sucks when I have never had any claims, but that's business. Nothing you can do, pass it on to the clients.

Jason