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View Full Version : Need The Cheapest Worker's Comp


llama
08-23-2003, 06:14 PM
ANY SUGGESTIONS? I HAVE A COMPANY THAT I AM TRYING TO DO WORK FOR THAT REQUIRES IT. I LIVE IN ALABAMA AND HAVE HEARD THERE IS SOME "DUMMY" POLICIES FLOATING AROUND. ANY TRUTH TO THAT?

Team Gopher
08-23-2003, 07:17 PM
Hi Llama,

Here is an interesting thread to read.

Should I expose a fraud ? (http://www.lawnsite.com/showthread.php?s=&threadid=49035)

J&R
08-23-2003, 07:20 PM
Check with your state Insurance Commissioner. They something help with the worker comp ins. the min cost in Ga starts at 750.00 per year and goes up to what your payroll will be.

llama
08-23-2003, 11:43 PM
I do not have any employees but the account wants proof of workers comp. anyway.

Dr. Mow
08-24-2003, 02:44 AM
in Tn the cheapest i have found is 1500 for a wc ins. certificate , then to actually cover any employees is around 7.00 / 100 of payrol. ( in tn the state figure the owners income at a min of 42500, so just to cover yourself would be almost 3000, but as the owner you can opt out of the policy and just cover your empolyees.
Most com. acts require proof of wc and that is what the 1500 certificate is for , it just states your bussiness is covered, but in all actuality you still have no ins.

LAWNGODFATHER
08-24-2003, 03:18 AM
Since Wc comp is based on payrole, you had better contact an ins agent to find out what the rates are.

Here they go from 5% to 12½% of your payrole.

I have a few suggestion, but you will have to email me for them...I wont post them on a public forum.

Lawngodfather@yahoo.com

wriken
08-24-2003, 07:38 AM
I'm paying $4.19 on the hundred, thru my ins agent.

CamLand
08-24-2003, 01:58 PM
wriken,send me your insurance comp name.i'm looking around for different service..

Green in Idaho
08-24-2003, 11:58 PM
Originally posted by LAWNGODFATHER
I have a few suggestion, but you will have to email me for them...I wont post them on a public forum.

Lawngodfather@yahoo.com

Those kind of suggestions should be 'interesting'. :rolleyes:

Darwin
08-27-2003, 11:38 PM
llama,

If you need short (long)-term help, try a temp. service.

They will handle your work-comp as well as payroll taxes.

Explain this to the co. your interested in.

CamLand
08-28-2003, 10:15 PM
wriken,send to me again,sorry i deleted in error.chris

wriken
08-29-2003, 05:18 PM
Originally posted by CamLand
wriken,send to me again,sorry i deleted in error.chris

I just sent you a e-mail, let me know if you don't get it, but I'm out of here till Tuesday, incase you don't hear from me.