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View Full Version : Pesticide Insurance in KY ???


dmc456
03-10-2004, 05:17 PM
Growing my business this year to include pesticide applications. I'm have a hell of a time finding someone who will insure for mowing and pesticide applications. Once you say pesticide applications they are like, "no can do, call someone else".

ParkerLawn
03-11-2004, 12:17 PM
Indiana Insurance Company

dmc456
03-11-2004, 12:27 PM
Thanks, I'll try them.

dmc456
03-12-2004, 05:59 PM
They don't do Kentucky.

Any other ideas.

I have also tried:

State Farm
American Family
Zurich

work_it
03-13-2004, 10:16 PM
I just got mine through Nationwide. $399 for $1 million liability for chem. and mowing. Just call out to the one on Bardstown Rd. (231-8229-talk with Charlee)and tell her you want the same coverage that I (Tim Brown) got. She'll help you out.

ParkerLawn
03-13-2004, 11:15 PM
I live in Bowling Green, KY and have my insurance with Indiana Ins Company. Don't know where you got you info. Have used them for 4 yrs in KY.

dmc456
03-14-2004, 08:14 AM
Interesting, I called them this week and was told they won't do Kentucky. Sounds like I'll be calling them back.

Thanks

ParkerLawn
03-14-2004, 11:46 AM
Tell them I am in Bowling Green, KY and go through Center of Insurance and have their company as my carrier. If you like I can give the number to my agent and let you talk to her and maybe she can find someone in your area.

dmc456
03-15-2004, 12:36 PM
Nationwide saved me at least $500 on my $1Mil liability policy.

Thanks for the tip.

work_it
03-16-2004, 02:34 AM
That's odd. I just got mine at the end of last month for $399/yr. Wonder why they would quote you so high? Are you a solo operator, or do you have employees? The only other factor that I could think of is if you do arborist work.

Even at $500 they're still a lot cheaper than Farm Bureau who quoted me $1125/yr for the same coverage.

Good luck with your search.

dmc456
03-16-2004, 08:47 AM
I said, "Nationwide saved me at least $500 on my $1Mil liability policy. Thanks for the tip."

They quoted $399 which saved me at least $500. Most companies were no quotes or $1,000+.

Thanks again

work_it
03-16-2004, 12:50 PM
I'm sorry for the misunderstanding. Glad I could help you out.

dmc456
03-16-2004, 11:11 PM
They will probably be sending you a Thank You letter for the referral.

work_it
03-17-2004, 03:38 PM
I've been calling around a little more, and still can't find anyone that can come close to their price. Glad to hear that they hooked you up.