View Full Version : Dba?
Hey everyone!! Have one question and that is when will it be time to get a DBA or do I even need one?
Let it Grow
03-11-2004, 08:53 PM
Get one before you start business. Make sure it is registered so it is yours and now one else can use it.
Is that the only reason I need to get one? Sorry, do not know much about them and how they work:confused: Need all the input I can get.
03-12-2004, 12:49 AM
Well, basically it is for ID purposes. If you come up with a name and don't get a DBA you couldn't really prove you are a business. A DBA will prove that. It will also be asked for if you go to the bank to start a business account.
03-12-2004, 03:15 AM
the first step is a DBA, even if you are not going to start for another few months, I would first get your DBA, then open a business checking account. After that get your liability, property, and if needed workers comp. If you have employees don't forget to register with the state, fed, and unemployment. You will need a federal id number through the fed, and with the state and unemployment you will receive an employer number
03-12-2004, 10:24 AM
I agree with tiedeman, a dba is an important first to starting a business. It does not prove you are a business or are in business. Also it does not give you the rights to a particular name. You don't need a dba to get your local business license. More than one company can have the same dba in the same area. The only way to try to stop others from using your company name is to be the first in your area with that dba and then sue anybody who pops up after you do, but suing them is no guaranty. To have the "rights" to be the only one with your name would be to have it registered as a trademark.
03-12-2004, 11:45 AM
In our county, the DBA is the business license and it does bar anyone else from using that name for the life of the DBA. (10 years maximum).
03-12-2004, 12:09 PM
I have been operating 12 years without a dba, it's not necessary. Yes I do have employees, I do pay workers comp, unemployment,sales tax, FICA, income tax and carry insurance. I think whether you get one depends on what type of business you have and how you plan to market it. You do need one to set up a business account at the bank in any other than your given name. You need the business account to cash checks made to a "business name." In my case all payments are made to me personally. If someone adds "lawn care" or something after my name, I can't cash that check. I run my business in a low-key, neighborly, informal way,so using just my own name suits me fine.
Hey everyone, thanks for the great input for starting me off on the right foot.
03-12-2004, 06:46 PM
lawnlubber is right.
It is not necessary to have a dba. The dba will just notify your county's tax accessor that you are in business and will look forward to receiving taxes on your equipment, etc.
To get around the bank situation, lets say your name is Joe Smith and your company name is XXX Lawn Service. Do all of your advertising as XXX Lawn Service.... and don't have "your" name on the advertising. On all of your proposals, invoices, statements or whatever you plan to use, have the company listed as Joe Smiths' XXX Lawn Service with a note at the bottom stating that all checks are to be made out to Joe Smith. There is no law stating that just because you own a business that you have to have a business account. The bank wants you to open a business account so that you can pay them a service charge every month!
In Texas (or at least Harris County), when you file a dba they will tell you if someone else already has that name on file. And all anyone has to do is say OK, I want that name too and they will take the $11 filing fee and now 2 people have that comany name.
around here they search a database to see if its in use in the area. (4 a DBA) meaning someone living in the U.P. (sence i live in metropolitan detroit) could have the same name (or so the lady behind the counter told me)
Basicly DBA is
john smith Doing Biz. As "some lawn company"
you should call your county clerks office and they can prob. answer your questions.
03-13-2004, 03:24 AM
this thread reminds me that my DBA will expire this year
03-13-2004, 01:52 PM
Originally posted by lawnlubber
I have been operating 12 years without a dba, it's not necessary. Yes I do have employees, I do pay workers comp, unemployment,sales tax, FICA, income tax and carry insurance. I think whether you get one depends on what type of business you have and how you plan to market it. You do need one to set up a business account at the bank in any other than your given name. You need the business account to cash checks made to a "business name." In my case all payments are made to me personally. If someone adds "lawn care" or something after my name, I can't cash that check. I run my business in a low-key, neighborly, informal way,so using just my own name suits me fine. ..
How do you claim all the expenses you pay if you dont show any income. How do you get your 04 number to pay fica, and all the other taxes if your not a dba?
Whats your workmens comp rate?
03-14-2004, 04:17 PM
I use my own name to file all my taxes. I claim income and business deductions I am entitled to on Schedule C Form 1040 like many others here. I did need to get a federal EIN as well as a new state number when I hired employees but these are under my own name (thus no need for a dba). It is just a matter of putting my name in the line for business name. I keep a seperate personal checking account for business use. Those checks cash just as well for Uncle Sam and my employees and suppliers as checks from a business checking account.
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