Insurance prices

[cleancutccl]

For you guys that do your own fertilizer/insecticide/herbicide treatments along with lawn maintenance and snow removal how much are you paying a year for general liability of 1000000. This is for S corp insurance, my best quote so far is for 1400.00 a year.

[sjj14]

can't say for the snow removal & maitenence end but for 1 million for just pesticides its around $1100 here in the philly area. Sounds like if your covering all other aspects of your bus. for an additonal $300 its not a bad quote. Take into consideration that insurance #'s vary greatly regionally and history of claims.

[cleancutccl]

It took me forever just to find a company that will insure for pesticides. If they did offer that service they said that I had to have all my other insurance with them. I just kept getting the runaround.

[sjj14]

I hear ya on that one. Took me 2 months to get ins. Did you by chance end up with Scottsdale? They were the only choice for me. Erie wanted to see 3 years of history on my own before they would even look at me. This is in a few months so I will be calling. They were cheaper but are selective and are quick to bump up your rates after any claims, so I hear.

[cleancutccl]

I had some companies tell me the 3 year thing but actually neither scottsdale or erie were the company with the quote. I actually don't know if they cover Kansas. The company I dealt with was CEK insurance, don't know much about them, just found them yesterday.

[sjj14]

you may want to check out Scottsdale. I know they are national and insure obscure occupaitons and situations. Maybe they have their own site or put you in contact with a local agent. Good Luck!!

[cleancutccl]

Thanks, I'll check em out on the net.

[qps]

I hear ya on that one. Took me 2 months to get ins. Did you by chance end up with Scottsdale? They were the only choice for me. Erie wanted to see 3 years of history on my own before they would even look at me. This is in a few months so I will be calling. They were cheaper but are selective and are quick to bump up your rates after any claims, so I hear.


have Erie for 10 years, very few problems and a few claims but no big increases, have been very good to deal with....I don't remember how much my pesticide coverage is...its all lumped into a 5star policy that covers my equipment and trucks.

[marko]

$360/yr through Allied with 1 year prior coverage w/ no losses (spraying only). Had Scottsdale in Iowa and it was $600/yr. It was $600/yr here too with no prior experience. Got my truck, equipment and liability for under $1500. I was going to go with Erie but they would not call me back. Oh well

[cleancutccl]

The closest erie office is 228 miles away from me, probably won't work the best for me. Couldn't find any information on scottsdales plans but am still looking.

[PLM-1]

$360/yr through Allied with 1 year prior coverage w/ no losses (spraying only). Had Scottsdale in Iowa and it was $600/yr. It was $600/yr here too with no prior experience. Got my truck, equipment and liability for under $1500. I was going to go with Erie but they would not call me back. Oh well

I have Allied. I really like them. Never any problems. All of my insurance is $1990 for a year. Commercial vehicle, inland marine and $1,000,000 general liability. I don't have pesticide coverage though.

[Envi-Lawn]

In CT.

scottsdale insurance(fert and squirt) =$1055. no prior claims ($500,000.)
nationwide " " " $ 540. (1,000,000)

Shop around

[cleancutccl]

Envi-lawn, just to clarify, are those prices just to cover your fert and squirt or do they cover equipment as well?

[Envi-Lawn]

cleancutccl,
the quote was for liability only. My business is a sole proprietor, vehicles and equipment are on my own.

[kootoomootoo]

My agent is an independent so can give you quotes from 10+ different companies. erie, indiana, motorists etc etc PM me if you want some help.

[heritage]

Cleancut,
My Pest. Ins is 7% of annual gross. 500,000 Coverage all pesticides except Fumigants. Clean Record Too! Hope that helps you.

Pete D.