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View Full Version : olddebts.com working!!!


DFW Area Landscaper
03-05-2005, 02:18 PM
Turned over 6 severely past due accounts to olddebts.com. Took the cheapest option...$9.95 per deadbeat. They mark the deadbeat's credit report with a no-pay. They also send a letter to the deadbeat explaining that they are mucking up their credit if the matter isn't resolved.

One of the deadbeats paid today!!!

I knew it. They're paying the credit cards and all the "real businesses" to keep their credit history clean, but they're stiffing the lawn guy.

Later,
DFW Area Landscaper

tiedeman
03-05-2005, 02:23 PM
I am going to have to check out that site for future use, even though I only had one bad payer last year, but they now have a credit card on file

rodfather
03-05-2005, 03:02 PM
I knew it. They're paying the credit cards and all the "real businesses" to keep their credit history clean, but they're stiffing the lawn guy.

Later,
DFW Area Landscaper

Simply because we are what's called an "unsecured creditor". We don't report to the big 3 credit reporting agencies.

Mueller Landscape Inc
03-05-2005, 04:09 PM
Turned over 6 severely past due accounts to olddebts.com. Took the cheapest option...$9.95 per deadbeat. They mark the deadbeat's credit report with a no-pay. They also send a letter to the deadbeat explaining that they are mucking up their credit if the matter isn't resolved.

One of the deadbeats paid today!!!

I knew it. They're paying the credit cards and all the "real businesses" to keep their credit history clean, but they're stiffing the lawn guy.

Later,
DFW Area Landscaper

I bet you are glad you won't have anymore problems like this again. Letting the banks issue the credit..... it's a beautiful thing!!!

Branchland
03-05-2005, 04:10 PM
So the nonpayer don't need to be under contrct to use olddebts? I checked out the web site and didn't see it say anything about that. Might have to use it. Got one that still owes me $80.00. Not much but still a deadbeat.

DFW Area Landscaper
03-05-2005, 05:53 PM
Yeah. Olddebts worked on one of them. I have a feeling the rest will wait until they are denied credit to pay.

You don't have to have a social security number or signed contract or anything like that. All you have to have is their name and last known address.

Later,
DFW Area Landscaper

olderthandirt
03-05-2005, 08:01 PM
Mechanic lien also shows up on there credit report. And then you become a secured creditor.

Mac

JustMowIt
03-05-2005, 08:21 PM
Turned over 6 severely past due accounts to olddebts.com. Took the cheapest option...$9.95 per deadbeat. They mark the deadbeat's credit report with a no-pay. They also send a letter to the deadbeat explaining that they are mucking up their credit if the matter isn't resolved.

One of the deadbeats paid today!!!

I knew it. They're paying the credit cards and all the "real businesses" to keep their credit history clean, but they're stiffing the lawn guy.

Later,
DFW Area Landscaper

How do they index against a customer with the 3 major credit reporting agencies without a social security number?
MJ

Evan528
03-05-2005, 08:31 PM
I was wondering the same thing???

SproulsLawnCare
03-06-2005, 01:03 AM
Mechanic lien also shows up on there credit report. And then you become a secured creditor.

Mac
I haven't had to deal with this, but I understand how it works and that it works well. My question is how do you go about getting a mechanics lien put against their property?

olderthandirt
03-06-2005, 01:25 AM
I haven't had to deal with this, but I understand how it works and that it works well. My question is how do you go about getting a mechanics lien put against their property?

I'm sure it varys from state to state or county to county but here all I have to do is go to the auditors office and provide them with a legal desciption of the property plus there name an address and the amount that I want to place the lien for. I have 60 days from the last time I worked at the prop to do this. Cost $28 The auditor ask no questions they just file the lein. And notify the property owner with a copy of the lien that has all my info on it so they know who placed the lein. So you better be sure that you have a written contract so that you cannot be liable for any damages that you cause the other party. It shows up on there credit reports and they can never sell the house until #1 the bank gets paid and then I'm second in line. payup

Mac

Richard Martin
03-06-2005, 03:52 AM
Turned over 6 severely past due accounts to olddebts.com. One of the deadbeats paid today!!!

I'm glad it's working out for you. :)

DLS1
03-06-2005, 08:20 AM
How do they index against a customer with the 3 major credit reporting agencies without a social security number?
MJ

There is probably plenty of ways to get ssn's if you have their name and address.

DFW Area Landscaper
03-06-2005, 04:42 PM
Justmowit,

I don't know how they do it, but the company rep assured me they can do it if you have their name and last known address. A friend of mine in the credit repair business agreed it could easily be done.

I'm just wondering about the lien you mention on your website. Is that just a bluff or are you able to actually accomplish that?

I sued two deadbeats and took the certified copies of judgement up to Denton last fall. Told the clerk I wanted to file liens against their property and the girl told me I could file against the individual, but to file against the property, I needed a "lien document". She sent me down to the local Office Depot. I couldn't figure anything out. I called by best friend who is an attorney at a large firm...he got the real esate hounds on the phone and they had no idea what a "lien document" is. They told me I should be able to file the certified copy of judgement against the property. I never bothered going back to Denton to argue with the girl. I like the idea of a lien on the property if you could do them all at once and not have to invest days to get it done. But as for a lien on an individual in a large county like Denton, how in the heck would anyone know which "Mike Brown" owes my company money? Seems like a waste of time to me.

Later,
DFW Area Landscaper

Tn Lawn Man
03-06-2005, 05:07 PM
I am glad to hear that this is working. I haven't had to use olddebts.com yet but I figure my time will come.

For my customers that are not under contract I at least ensure that they sign, date, print name etc... on an "agreement form" that states that they understand my billing procedures.

aries
03-06-2005, 05:14 PM
That look's like a great site I'm just waiting to try it out!

DFW Area Landscaper
03-06-2005, 07:58 PM
A good friend of mine's sister came over to watch the OSU-KU game last weekend. Everytime I see her, she brings up lawn care. She lives in a house and outsources the lawn mowing chores.

Anyway, she starts telling this story about her "psycho" lawn man. She said he sent her a statement for two months instead of one, or something to that effect. Bascially, she thought she was being over-billed. I'm thinking to myself, "so you were late paying." Then she goes on to say how "psycho" this guy was because he showed up pounding on her front door at 9:30 at night. I asked her, "Was it a timid knock, or was it like the guy was really pounding on your door, like one of those "Open up! Police." type knocks." She said the guy was realling pounding on the door like he was gonna knock it down or something.

Anyway, she paid him.

I've known this girl for 15 years. She was always over at the fraternity house visiting my friend. She's a college graduate and has a real nice pharmacuetical sales job. Probably makes between $50 & $100K per year. No kids. No husband. Very intelliegent. Bottom line is, if I found out that she was a late payer with her mortgage company or credit cards, I'd be absolutely amazed. Yet, she has no problem stiffing the lawn guy.

They know we are powerless to effect their credit rating and they abuse us because of it.

Later,
DFW Area Landscaper

GTLC
03-23-2005, 05:02 PM
Got a question. If you are collecting from a deadbeat lawn customer who owes you a few hundred bucks, however, there was no contract signed, it was a verbal agreement, then should I even try to send a debt collection letter??? Or am I screwed b/c there is no contract?

Toy2
03-23-2005, 05:29 PM
DFW, I think I will try this with the guy that owes me $50.00, I talked to a Mexician LCO yesterday and he told me he got stiffed by the same guy a month ago. $65.00....that makes about 7 or 8 LCO this guy has burned this year.....I started calling the LCO's that are now starting to run ads and warning them....thanks for the upate :)

JustMowIt
03-23-2005, 06:22 PM
Got a question. If you are collecting from a deadbeat lawn customer who owes you a few hundred bucks, however, there was no contract signed, it was a verbal agreement, then should I even try to send a debt collection letter??? Or am I screwed b/c there is no contract?

I have scanned the document we use in Texas.
Open it Here (http://www.justmowit.com/Claim.htm)

sildoc
03-23-2005, 10:43 PM
Tried Olddebts last month. Funny thing is I tried to call this guy over 10 times to resolve the non payment and each time I was hung up on. Filed with olddebts and two weeks later olddebts sent me a copy from an attorney. Of course the attorney is one of those Non Profit attorneys and trying to get ahold of them is like pulling teeth from a sabretoothed tiger.
I find it funny that he can pay an attorney but cant pay me.
Oh well I guess I will find out what is going on soon.
Olddebts does get them off there arses.

DFW Area Landscaper
04-07-2005, 02:07 PM
Old Debts got another deadbeat to pay up! I sued this guy in small claims. Won a default judgement. A year ago.

He wouldn't pay a judgement, but he paid to keep his credit clean. Got my money, finally. It took TWO YEARS to get paid on this. 326 bones.

Nice to get unexpected cash.

Later,
DFW Area Landscaper

MMLawn
04-07-2005, 02:11 PM
Tried Olddebts last month. Funny thing is I tried to call this guy over 10 times to resolve the non payment and each time I was hung up on. Filed with olddebts and two weeks later olddebts sent me a copy from an attorney. Of course the attorney is one of those Non Profit attorneys and trying to get ahold of them is like pulling teeth from a sabretoothed tiger.
I find it funny that he can pay an attorney but cant pay me.
Oh well I guess I will find out what is going on soon.
Olddebts does get them off there arses.


Sounds to me like your guy is in bankruptcy probably now....if so kiss those funds goodbye.

SouthernYankee
04-07-2005, 02:15 PM
just mow it,

From what I take it you also claim the $250 for attorneys fees from each person you filed a claim on and it only cost you the one time $250 attorney fee for the same document that you use over and over again? htanks

The C Man
04-07-2005, 03:00 PM
Sounds to me like your guy is in bankruptcy probably now....if so kiss those funds goodbye.
That's a bit of a stretch.... how did you reach that conclusion?

sildoc
04-07-2005, 08:03 PM
Sounds to me like your guy is in bankruptcy probably now....if so kiss those funds goodbye.
Funny That this should pop up again. I just received a call from him today. Wanting to come to reasonable terms. He wanted me to stop at his house today and discuss. I didn't feel that was to safe so made an appointment tomorrow to discuss in a public area. He stated that his attorney said he hadn't a chance in He!! to win if we go to court and that he would still end up paying me and court costs. He for some reason is trying to get a Home equity Loan. Funny thing how this old debts works.
For the 19.95 it was a steal to make the guy streak his shorts and run and pay a lawyer, probably more than what it would cost to pay me.

kipcom
04-12-2005, 06:00 AM
Simply because we are what's called an "unsecured creditor". We don't report to the big 3 credit reporting agencies.

Unsecured ??? I do not think so.... We reported 17 customers as either > Slow pay - NO pay and charge off to the credit reporting companies for 2004. OK, so I have an advantage on that part because my wife is a repo lady..LOL !!!!

Richard Martin
04-12-2005, 07:09 AM
We don't report to the big 3 credit reporting agencies.

www.olddebts.com changes all of that. They will put it right on the credit record of the deadbeat and you or your company will show up as the creditor that is owed money.

lawn
04-27-2005, 08:09 AM
There is probably plenty of ways to get ssn's if you have their name and address.
How do you get that????????????????????

Dixie Pro Lawn Care
04-27-2005, 10:58 AM
I'm sure it varys from state to state or county to county but here all I have to do is go to the auditors office and provide them with a legal desciption of the property plus there name an address and the amount that I want to place the lien for. I have 60 days from the last time I worked at the prop to do this. Cost $28 The auditor ask no questions they just file the lein. And notify the property owner with a copy of the lien that has all my info on it so they know who placed the lein. So you better be sure that you have a written contract so that you cannot be liable for any damages that you cause the other party. It shows up on there credit reports and they can never sell the house until #1 the bank gets paid and then I'm second in line. payup

MacMy father used to do that so if I have to, he can tell me what I need to do. I think here you need a judgement and then you can attach the property. Not 100% sure about the judgement part though. It's funny what being in the collections business has taught my family. My father, mother, and I were in it at one time or another. It brings good knowledge. It's nice to know I can legally have someone by the balls...lol.