Compound interest is the 8th wonder of the world. It either works for you or against you. You can't pull money out of thin air so, do what you have to do to get started or expand your business until you can manipulate money and interest to your advantage.
Debt free is an admirable goal but it may hold you back. Decide if that is acceptable or not.
Remember though, the debtor is slave to the lender.
Remembering all my departed friends.
Well, I hope everyone is happy now.