Originally Posted by mike lane lawn care
thansk guys, FTD, i do think a canyon is a bit too small for my needs, but i am going to try and get a good deal on a V8 1500, i don't want to go with anything older than two years, and would really like to go new. i can sell the van for an easy $2500 next year. lot of dealers are offering a $3000 min trade in value, so take that into account. and Has anyone every gotten a loan under 18? you need either parents to take out the loan or to co-sign it right?
You'll need to co-sign the loan with a parent. I just got a new 2006 Chevy 2500HD and the loan officer approved me for it because of my payments on the mower and truck and all my income records. All my mom had to do was say it was okay, I did almost all the talking with the loan officer. I didn't put any money down, because I didn't have much since I paid off my mower and paid up another 6 months of contractor's insurance. Check out the deal I got.
2006 CHevy Silverado 2500HD W/T - $28115.00 RETAIL
-$2100.00 GM SUPPLIER DISCOUNT (MY MOM)
$6500.00 TRADE-IN FOR FORD RANGER (WHAT I PAID EXACTLY ONE YEAR AGO OR 14,300 MILES AGO)
PAY OFF = $5040.00
SALES TAX = AROUND $1500.00
I ended up getting it for $21703.00 after tax, title, trade.
I now have all my equipment paid for and a five year loan on this new truck. I now have a $6845.00 loan and a $6500.00 loan paid off for my credit history. The $6845.00 wont register as high of a credit score because the loan was only open four months.