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Old 02-17-2007, 12:23 AM
trinitylandscape trinitylandscape is offline
LawnSite Member
 
Join Date: Feb 2007
Location: Atlanta
Posts: 7
You definitely need insurance, it makes you look more professional and helps clients feel your prices are justified. Rates will vary from company to company just like auto insurance. It will also vary between LCO because General Liability is based on your payroll. This is my first year getting into the maintenance side of landscaping so I quoted my payroll on the lower side. I am with Montgomery Insurance, the business insurance division of Liberty Mutual. My annual rate for $1MM is $601/year or $50/ month. The most expensive part of insurance is having it, as you raise the limits it increases slightly, better to have a little extra than not enough!
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