ya all i will have in contractor gen liability. I drop it in winter because i wont use it. Not to many places carry used equipment (and most places i know if it is used you dont want it). I am however checking with a landscape company on 2 48" Scags they had for sale last fall. They run, but definetly have been used. $600 each with the bagger last i knew. Im only looking for one so if they have both i will let you know
Also just starting out you wont need to much really. Last year i only used a 36" walk behind. It did the job and worked well for getting into fenced yards. I just plan on picking up the 48" and a velke/sulky for some of the larger jobs. I just cant afford a zero turn plus i like the versatility of 2 walk behinds for now. And anything larger than that i'll pass on or work with a local smaller landscape company and such.