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Old 01-16-2002, 08:44 PM
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Guardian Guardian is offline
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Join Date: Sep 2000
Location: Florida
Posts: 269
Another factor in addition to what lawndog said is your business volume. We started out with 1 million liability (which is really only 500k for any "one time" accident) and 10k coverage on equipment - that cost $650/yr -BUT at the end of the year, the insurance CO. audited us and because we made more than a certain amt, they charged us an extra $300.
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