CJ, The best thing I can think for a young business man like yourself is to go to DaveRamsey.com. His radio show may even be broadcast in your area as he is out of Nashville. Listen for just one hour to the show and let me know what you think.
There are many opinions on using debt as a tool in business and personal life. I think you will find Dave's position interesting. He also has several books including FINANCIAL PEACE.
Good Luck, Landscraper.
IF YOU AIM AT NOTHING, YOU'LL HIT IT EVERY TIME. Zig Zigler