I know exactly what you are saying! I get a little worried also when someone approaches me late and then tells me horror stories about the other company. For the most part I think they are BS'ing me.
Ill let you know how it goes. Ive been afraid to grow. Im sitting at almost 60 accounts right now and I think something like this could really push me ahead.
It seems though for the last couple years I have gotten a ton of mid season calls due to guys trying like hell to start companies and then taking on to much or doing bad work and going out of business.
I've been around long to know there are bad customers out there. I hope this pans out for me.
Thanks for the advice!