IN THEORY it all maysound wel ands good, but BELIEVE me the LAST thing that we need is to have an onslaught of gov'tal regulations driving down production.
Many here seem to carry about $500k as a standard insurance policy. I personally have a $2M policy because of Commercial/Industrial sites that we maintain.
The thing that you guys need to keep in mind with these ordinances is that it starts out with you need a permit to work inside city limits ($25) -- THEN they add the insurance clause (Policy basically doubles) -- THEN its work cannot be rendered before 7am or after 7pm M-F or (after 5pm on weekends) -- Next thing you know they'll be out with scales for the weight of your trucks to make sure your not OVERLOADED during the busiest months!!! etc. etc. etc.