JasonPC, I hope you get it in a Mutual fund that is making money and not loosing money. If your loosing money you might as well put it in a money market an then just keep even with inflation hopefully.
People are always looking for bargains everyday (i.e. shop at Wal-mart) but as soon as they invest in a mutual fund they forget about it and a year later check on it and they may have lost 20% of their investment.
Currently in this lousy stock market environment we got ALL our 401K in Strong Government securities (bond fund - STVSX symbol) and is making average 9.7% each year over last 3 years.