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My BOP with 1M and about $30k in equipment runs me about $800/yr. Truck and trailers on my personal auto policy. If I had truck on sep policy would run my about $1800/yr total (truck and BOP) with no workers comp (dont have enough employees to be mandated to have it.)
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2006 Chevy Silverado Crew Cab
2008 F-350 Super Duty Flat Bed
14x7 landscaping trailer
12x6 P&T hydro dump trailer w/leaf box
2x34" Gravely ZTRs
3x21" Honda HRC216
Handful of Kawasaki trimmers
Kawasaki 750 Backpack (money pit #1)
Stihl BR600 Backpack (money pit #2)
Redmax 7001 Backpack (runs like a top)
Husqvarna 50.2cc (backup - but for only $300 it's great)
LittleWonder 16hp loader
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