I carry 1 million/2 million ag. - cost is roughly $910 a year and it is with Travelers. I know it is a little over kill but the wife is in insurance and stated this was the best value and of course would protect us the best. Kind of hard to believe I could do a million in damage with a Z turn or a shovel but I am covered just in case.
10% of your customers are 90% of the problem.
You may think the grass is GREENER on the other side, but if you take the time to water your own grass would be just as GREEN[/COLOR].