Thank you for your comments. One thing I do want to clarify, is that convenience fees and surcharges are different. You are correct in stating that it is against Visa and MC rules to charge more to cover the cost of transaction fees. However, if a fee is being charged for a bona fide convenience of using an alternate payment channel outside of the merchant's normal business practice then convenience fees are allowed.
We are always striving to improve our services and look for ways to keep costs and fees to a minimum. And because of our current fee structure we understand that this service may not fit the needs of everyone.
We wish you continued success this year.