Originally Posted by Brett's Lawn Care
I get your point! I went to my ins guys office told hoim what I wanted, he said he'd have to make a cpl calls bc he doesn't write these type of policies up often. I wrote a check for 920 for 1 year gen lia ins. Maybe I should have reseaerched more- I just assumed with my 3 vehicles and home policies it would make the rate a little cheaper. After rewading this oi am WAY wrong!!!!!!
You are very wrong Sir. Most CO's only extend discounts to personal lines policies like home, auto and life. Commercial lines are an entirely different animal and you will be charged the same rate as any other person coming in off the street. The fact that you have personal lines stuff there is irrelevant.
Whenever they tell you upfront that they need to call someone and do not write a lot of commercial policies, it should immediately make you run for the door. Here again, if it were heart surgery, do you want a specialist or someone who just plays with it once and awhile?
Lets face it, when the proverbial **** hits the fan, it is too late. If you didn't have the coverage you needed BEFORE the claim, they sure as heck won't add it and back date it to cover you now.