Thanks for reply. If anyone has anything else, please post. I will be owner/operator with one additional employee to start. To get insurance rolling there will be no payroll until jobs start coming in. I will have my auto insurance separate. I need a ball park figure for the liability end of the insurance for installations. Not that I have ever had a problem in the past or even heard of anything but dealing with electricity I always wondered/worried about possibility of a fire. Im sure that the insurance companies take that into consideration. My landscape insurance was a decent rate but as soon as I mentioned any work done from heights my insurance agent informed me that my rates were going to skyrocket. Same kind of scenario I guess im trying to figure out here. Not a big deal I can call around this week just thought id try here while i had nothing else going on tonight.