Originally Posted by DVS Hardscaper
Your keyword I realize is "typically".
But you're not correct. I had a 0% note With CNH for 4 years. Fact is,
There is no such thing as 0% or even 1.5%. They bake the finance charge into the machine price. CNH didn't finance my machine for free, nothing is ever free, you pay one way or the other.
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It's like people that trade their old stuff in and keep negotiating a higher price for the trade in. Meanwhile, it's getting tacked on the sale price.