Originally Posted by Puddle of Oil
Who's your insurer?
Auto - (trucks and trailers) is with Commerce Insurance, this policy does cover all equipment and tools in the truck, bed, and on/in the trailers at the time of a theft or accident.
GL/Inland Marine - is with The Hartford. This covers anything above and beyond what the auto insurance covers. This policy also covers the rental while waiting for a check from either insurance company.