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Old 09-19-2012, 10:21 AM
mowerman87 mowerman87 is offline
LawnSite Member
Join Date: May 2008
Location: Fort Worth, TX
Posts: 75
Workers Comp Confusion

Originally Posted by Duekster View Post
American First is the underwriter and they used some smaller ( owned ) company to get an even lower rate. I pushed on my agent to get me a better deal.
I am thinking right now I am running .45 on WC and .55 on GL but that is TX
Duekster- I noticed you're located in DFW and was just hunting for some regional info on Workers Comp. My situation is that I'm trying to bid on some municipal work and, as you know, government contracts require WC insurance. I feel like it may be worth adding this cost to my overhead given the volume of these contracts and the fact that they last for 2 years. 2 years ago, I tried to bid on these very same contracts (mowing parks, right-aways, etc.) and stalled out due to the WC issue. At the time, my research and conversations turned up agents who wanted the whole year's worth of premiums up front... Is this standard for the WC insurance biz? And if you don't mind saying, what kind of set-up do you have? Also, any other general info on the subject would be appreciated. Thanks!
Andrew P. from Fort Worth, TX
2006 F250 4X4
1989 F150 2X4
1999 C3500
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