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Old 11-17-2012, 03:48 PM
Duekster Duekster is offline
LawnSite Fanatic
Join Date: Jan 2007
Location: DFW, TX
Posts: 7,969
I agree, I am small enough that I do not have to provide it. However the employees will have to buy coverage or work somewhere that does provide it.

I have no clue how much it is even going to cost. There are tax credits for small employers with less than 50 employees but I think you can only use them for 2 years then you are on your own. I wish I knew how much it is going to cost per employee so I can start raising prices slowly over 3 years to get where I need to be.

I typically use the CPI to justify cost increases to my business clients. They understand that very well. Right now I would be looking at around a 25% increase but I need to look at my labor vs revenue model a little closer this winter.

Last time I liked, Heath Insurance would be about 50% of my payroll. If I make them pay 1/2 of it then they lose 25% of their pay so they will want a raise so they can make ends meet.
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