Sub it out if you dont want to do it. In order to have a strong & loyal client base, you have to close all opportunity for them to find another contractor to do something that you should be doing.
I'd prefer them to not to pay for the entire yr up front. Most of my clients are good with paying on time. But invoices go out on the 30th, 31st, or 1st. Due by 15th or service stops and client still billed the same amt regardless of how many less cuts they received.
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