Im not sure how far along you are and how comfortable you are with your progress, but that's what financing is for. Your dealer should have some Spring or even off-season deals. Look into buying a used machine, I have a 48" 20hp kubota diesel ghs with 2500hrs for sale in my area for $5500. Also a 31hp 48" ghs with 2400 hours for $3000, it is a lot of hours but I have seen several Walkers with 5-6k hours on them.
There is an Old Blue Chair for each and every one of us, we just have to find it.
2015 Ram 3500 6.4l hemi 4x4
BOSS 8'2" VXT
Hustler X-one 60" 3 bin bagger
Toro Proline 36" wb w/t-bar controls
Walker S14 36"
Shindaiwa T242, Echo trimmers, chainsaws, pole hedge trimmer, pole saw, hedge trimmer
Shindaiwa 633 and Echo 755