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I see two very valid points here,
1st - A company with employees like myself has to be able to make payroll so it makes sense to require 12 montly payments.
2nd - Depending on your area of the country it may or may not work, we pretty much work year round here so we're kinda like the FLA guys, it makes sense for us. When the grass stops growing like it has here, we focus on other area's of the yard, bed and shrub maint, other projects the HO wants done, which actually gets billed at the hourly rate.
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