i've lived in georgia and alabama my whole life and never heard of them. i guess they are out there but i've never personally had any experience with them. i lived right outside of atlanta and never heard of them growing up. i mean i don't drive around the whole city of atlanta seeing what all is there. i just stick to my area i live in lol. i never saw an hoa at the georgia dome or anything lol. maybe there is an area here that is an hoa. i just don't know about it. i'm not a member of an hoa and never have been. to me it would just be another neighborhood.
from the sound of it an hoa is something i never wanna deal with.