well for something like my lawn mower which was over 10000 i give it a year, for something like a backpack blower i plan on it paying me back in a days time, same with a trimmer, my bagger system which was close to 3000 i planned on it paying me back within a few months. my plow within a single snow storm, my 12" diesel wood chipper within a weeks time. so pretty fast, for everything i buy, if It's not gonna make me the money back within a years time i probably don't need it.
fully lic. and ins. 10yrs exp.