Originally Posted by Florida Gardener
This is exactly how I look at it...a no brainer. I'm not saying buy stuff you don't need cause its 0%, but in this guys case, he can get a brand new machine and space it out over 48 months....the guys that sit here and say pay cash for everything really have no idea how money works.
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I completely understand your point and what you mean about financing because it can definitely be the way to go, but what about when earlier in the thread he said he only had $2000 for a mower? And I believe he mentioned only having $4000 sitting in the bank? Is he going to have to make a big down payment on that 0% for 48 months? I'm actually asking because I'm 20 years old, new and don't know. It seems to me that if he could find a good deal on a used machine for $1000 it would be the way to go because he wouldn't be blowing that much of his load, but then again it is used and you don't always know what you're going to get. So in that sense, you would think to finance.