Go to home depot and get a rubbermaid barrel. Cut it in half. Get some bolts, nuts, and washers. mount it to the front of your ZTR. Leaf plow, $20 and you'll have a backup.
It doesn't need to go all the way to the ground, set it to whatever your deck height is for mowing, you're gonna need to clean up with a blower afterwards but this is a GREAT way to cut down fall cleanup time on larger properties.