This is my 4th year, and I have yet to be in debt. The only thing I have had financed is my mower and truck. Still paying on the truck, just paid the mower off a couple months ago.
My set up:
-2007 Chevy 2500hd 8.1l 4x4
-7x18 enclosed trailer
-Grasshopper front mount 61", gravely 52"
-36" Gravely Walkbehind, 21" exmark push mower