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Old 09-08-2013, 02:41 PM
Rcgm Rcgm is offline
LawnSite Senior Member
Join Date: Dec 2000
Location: Indiana
Posts: 314
Originally Posted by Darryl G View Post
I think it's irresponsible to be operating power equipment that has the potential to cause both property damage and personal injury on a customer's property. I think it automatically follows that if you can't afford an insurance premium then you can't afford to pay for any damages you may cause. Property damage is finite but personal injury damages can be huge. I pay my insurance to protect my business and personal assets as well as because I feel it is my responsibility to my customers to be insured.
I agree 100%. Hit a rock and hurt a person there goes your life. I was sued for a slip and fall about 3 years ago on a property I plowed the snow at. My insurance picked up the lawyer fees and settled it out of court. That was sure a fun year of lawyer meetings and being deposed. Total cost of lawyer fees and her settlement was about 85K. Glad I had insurance.
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