Its a potential problem. There are people who's job is to bust fake contractors and people who falsely advertise. A policy in the next 24 hours won't take back an $800 ding on a new car.
You never know who's going to call you either. Earlier this year, I got a call from a lady who worked for the Agricultural commissioners office. Turned out to be a great client, but if had I fibed on some stuff, she could have shut me down quick.
Do as you wish, but if it bites back, you deserve it.
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