1. Yes. Call insurance companies and get quotes.
2. Talk to your accountant. If you don't have one, hire one.
3. See #2.
4. That is up to you to decide…How long do you want to give interest free loans to your clients?
5. You will be "better off" servicing whichever clients earn you the most profit per hour.
A. W. Landscapers, Inc.
Hustler X-One 60"
Wright Stander RH 36"
eXmark 21" ECXKA21 Mower
Stihl FC110 Edger
Stihl FS90 Trimmer
Stihl FS55R Trimmer
Stihl HS56C Hedge Trimmer
Stihl MS391 25" Bar Chainsaw
RedMax EBZ7100 Blower
Earthquake 16" Rear Tine Tiller
Honda 9" Mini Tiller FG110
2014 GMC Sierra Denali HD
7' x 16' Enclosed V-Nose Trailer
6' x 12' Dump Trailer
Equipment & Work thread: http://www.lawnsite.com/showthread.php?t=415830